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Our Investment Models
Our clients benefit from the same diversification strategies used by today’s top university endowments. These universities have access to some of the brightest minds in the investment industry. University endowment-funds have demonstrated that extremely broad diversification, if professionally implemented, can significantly reduce portfolio volatility and enhance overall portfolio returns. Over the past decade Yale, Harvard, Stanford and Princeton have all enjoyed positive double digit average annual returns, with significantly less volatility than the stock market. We have learned from their successes as well as their mistakes; we do not give up transparency and liquidity for our client’s. Stable Value- As its name suggests, this model is designed for clients that can only stomach minimal risk. Over the past 80 years an investment in the ten year treasury has barely beaten inflation. The Stable Value model is designed to replicate the risks of an all bond portfolio, but also provide a return a full four percentage points above the Consumer Price Index (CPI). By blending minimal exposure to stocks, hedge strategies and a significant bond allocation, we can help the most risk adverse investor get a good night sleep while enjoying superior risk adjusted returns.
 Conservative Income- This model is designed to replicate the risk profile of a 20% stock and 80% bond portfolio, but historically has enjoyed a significantly higher return. This model is crafted to produce significant income to support your needs plus growth to keep you ahead of inflation. Over a full 10 year market cycle, we look to achieve CPI plus 5% annually. This portfolio fits well with our retirees whom use their hard earned wealth to support their optimum life, while looking for a growth component to help support future generations.
 Moderate- The standard industry definition of a Moderate portfolio is a 60% stock and 40% bond allocation. Prior to the Endowment Model, this represented your average retiree or moderate investor. But, historically stocks tend to suffer while interest rates rise giving you two asset classes either moving up or down together. Instead, our Balanced Endowment Model adds several components that are not correlated to either stocks or bonds. With that, we look to equal stock market returns over a full market cycle with half of the risk.  Moderate Growth- Benchmarked against an 80% stock and 20% bond investor, this model introduces components that have historically outperformed the stock markets. This model is designed to achieve below average stock market volatility while providing above market returns by investing in more than a dozen asset classes with top managers eliminating the dependence on just stocks and bonds.
 Growth- We do not believe in gambling with our client’s hard earned wealth, but some are looking for the highest returns possible. This portfolio combines top stock market talent with some of the world’s foremost alternative investment talent including long-short equity, managed futures and many more. This model is designed to return a full 5% above the stock market returns over a complete 10 year market cycle, turbo-charging you towards your goals.
 This material is for educational and informational purposes only and is distributed by Wislar Wealth Management, LLC, which is registered with the U.S. Securities and Exchange Commission (“SEC”). The registration described herein no way implies that the SEC has endorsed the above-referenced entity to provide any of the services discussed herein. Past performance may not be indicative of future results. Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended by Wislar Wealth Management, LLC) or product will be profitable or equal the corresponding indicated performance level(s), or be suitable for your portfolio. Due to various factors, including changing market conditions, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this material serves as the receipt of, or as a substitute for, personalized investment advice from Wislar Wealth Management, LLC. Historical performance results for investment indices and/or categories have been provided for general comparison purposes only, and generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results. It should not be assumed that your account holdings do or will correspond directly to any comparative indices. NOTES TO HYPOTHETICAL INFORMATION This material contains certain hypothetical performance and portfolio information. No representation is made about the overall hypothetical portfolios or their suitability or potential benefits for any client or investor and no advice or recommendation is given with respect to such hypothetical portfolios and are included for illustration purposes only. The hypothetical portfolios do not represent actual client or investor accounts. Hypothetical information, including hypothetical performance results, has many inherent limitations. They are generally prepared with the benefit of hindsight, may not involve financial risk or reflect actual trading or asset allocations for any portfolio and therefore do not reflect the impact that economic and market factors may have had on the manager’s or advisor’s investment decisions for that portfolio. In fact, there are frequently sharp differences between hypothetical results and the actual record subsequently achieved. No representation is made that such portfolio’s performance would have been the same as such hypothetical results had the portfolio been in existence during such time. |
